VestorCorp Financial

VERY QUICKLY! Pre-Qual letters can be sent same day after the initial Application is Returned and Term Sheet Signed.

Hard Money Loans are Fast and Efficient and move at the speed of business. Typical fees will include Origination fees (1-3%), Acquisition Fees, and Appraisal Fees, 

Our Rates range typically between 9 and 12%, with 12 month - 18 month maturity dates, catered to each specific project. Origination fees are generally 1-3%. 

Like all lenders, we like seasoned investors and flippers with proven success, but we also love new energy and talent. Don't discount your ability to thrive in this industry. Call or email, and we will tell you your best path for success with our group. 

We look for a minimum of 70% to the appraised value with a final fund of 70% of the purchase price of the property. 

Absolutely. We look at the ARV of the project, and fund accordingly to 70% of the ARV (Max 80% of select projects). We perform regular inspections to ensure compliance and fund on completed benchmarks of the project. The majority of our loans are funded based on terms covering the purchase price of the home, plus the construction, plus contingency funds.

While there are several factors inherent with this query like appraisals, application, verifications, and underwriting, we strive to close within 14 days if everything lines up perfect. Typically 30 day closes are the most realistic  window, especially if this is your first time borrowing with us. 

We house a seasoned General Contractor that can perform the rehab at any amount we approve as your construction budget, insuring your project is completed on time, and within budget. If you just want to invest and flip, but not deal with the construction, we can handle the construction side. Once you close, you simply hire our Contractor for you project, and follow the same draw process you would if you shopped your own contractor. A good General Contractor is hard to find. One special aspect of our group is that anytime you feel dissatisfied with your GC, and formally terminate your contract with them, as long as you are current on your loan, your current draw requests match your inspections, and pass a lien audit on the property, our General Contractor can immediately assume your project and get you on track. 

One main criteria- We only lend to businesses. You must have a current INC. or LLC in good standing within the state you reside to lend. Our General Counsel can assist in formations. You will guarantee the loan to your entity. 

VestorCorp started as an investor/ flipper, so we know seamless support after the loan closes is just as important as be aware the funding to get started. We will be with you each step of the way. We won't have to sell you on this. Once you start working with us, our service will speak for itself. You will not find another lender as interested in your success as we are. Words are cheap. Let our actions and service do the talking.